Low Income Housing Grants
The most common source of grants for low income housing is the U.S. Department of Housing and Urban Development, often referred to as HUD. It has many low-income housing grant programs ranging from repairs to new construction. What is the catch? Usually, the low income housing grants must have a not-for-profit or local governmental agency as the applicant, and the homeowner (that’s you) as the final recipient. This process is quite common and ensures that the low income housing grant funds are used for their intended purpose. It also helps with HUD’s oversight time, since the applicant must oversee the individual low income housing grant, then report back to HUD. For information on organizations in your area that might be offering this type of program, contact your local governmental agencies.
HUD is just one of several sources that offer low income housing grants. If you are interested as a not-for-profit or local governmental agency in administering a program that offers low income housing grants, visit www.grants.gov. This is an online grant submission system used by all federal agencies to list their grant opportunities. You can search low income housing grant opportunities, register for the grant, and submit your grant application through this system. The grants system can be difficult to navigate and may take some time to complete registration. Some of the information you must enter into grants.gov is identification information from other agencies. Your organization must be pre-registered with Dunn and Brad Street and with CCR (Central Contractor Registration). After you have received your identification number from Dunn and Brad Street and completed the CCR, you can complete the grants.gov registration and be on your way to applying for low income housing grants. Be careful to allow enough time to complete everything required and have the system verify the information.
The information on low income housing grants can be difficult to understand. It may be necessary to contact the granting agency directly with questions concerning your application. It is important to download the instructions and application pack to your computer for review several weeks or months in advance of the grant application deadline.
The administration of low income housing grants can be time consuming, but it is a great way to provide homeowners with the opportunity to receive grants for repairs, renovations, and, in some instances, new construction of homes (mainly for the elderly and disabled).