Do you wish there was some way to afford home improvements, but you just don’t have the means to pay for it? There may be another way to get it done… housing grants. As an individual the housing grant opportunities are slim, but there are ways you can partner with not-for-profits and local governmental agencies to receive these grants.

The most common source of housing grants is the U.S. Department of Housing and Urban Development often referred to as HUD. HUD has many housing government grant programs that range from repairs to new construction. What is the catch? Usually, the housing government grants must have a not-for-profit or local governmental agency as the applicant, and the homeowner (that’s you) as the final recipient. This process is not uncommon and assures that the housing grant funds are used for its intended purpose. It also helps with HUD’s oversight time, since the applicant must oversee the individual housing grants, then reports back to HUD. For information on organizations in your area that might be offering this type of program, please contact your local governmental agencies.

HUD is just one of several sources that offer housing grants. If you are interested as a not-for-profit or local governmental agency in administering a program that offers individuals housing grants visit This is an electronic grant submission system used by all federal agencies to list their grant opportunities. You can search housing grant opportunities, register for the grant, and submit your grant application all through this system. The grants system can be hard to navigate and may take some time to complete registration. Some of the information you must enter into is identification information from other agencies. Your organization must be pre-registered with Dunn and Brad Street and with CCR (Central Contractor Registration). After you have received your identification number from Dunn and Brad Street and completed the CCR, you can complete the registration and be on your way to applying for housing grants. Be careful to allow for enough time to complete everything required and have the system verify the information.

The information on housing grants can be difficult to understand. It may be necessary to contact the granting agency directly with questions concerning the housing grant application. It is important to download the instructions and application packet to your computer for review several weeks or months in advance of the grant application deadline.

The administration of housing grants can be time consuming, but it is a great way to provide homeowners the opportunity to receive grants for repairs, renovations, and, in some instances, new construction of homes (mainly for the elderly and disabled). Remember, this is a great way to spruce up neighborhoods, revitalize areas, and create a better community atmosphere!